This is why unregulated capitalism is something only a brainless fool (or a thief) could support

Vastet
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This is why unregulated capitalism is something only a brainless fool (or a thief) could support

Employees from all five of Canada's big banks have flooded Go Public with stories of how they feel pressured to upsell, trick and even lie to customers to meet unrealistic sales targets and keep their jobs.

The deluge is fuelling multiple calls for a parliamentary inquiry, even as the banks claim they're acting in customers' best interests.

In nearly 1,000 emails, employees from RBC, BMO, CIBC, TD and Scotiabank locations across Canada describe the pressures to hit targets that are monitored weekly, daily and in some cases hourly.

"Management is down your throat all the time," said a Scotiabank financial adviser. "They want you to hit your numbers and it doesn't matter how."

http://www.cbc.ca/news/business/banks-upselling-go-public-1.4023575?cmp=googleeditorspick&google_editors_picks=true


digitalbeachbum
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Vastet wrote: Old Seer

Vastet wrote:

Old Seer wrote:

I think what needs to be understood here is- (just my contribution to the discussion) Civilization was created by those who needed a system to take advantage of the people/masses.

That is pure bs. Civilization began out of need, not design.to

I think there is a problem with both statements.

1) Civilizations aren't created and does not exist because of people who needed to take advantage of others.

Civilizations exist out of spontaneity. They form when there is supply and demand. Usually small markets pop up, then as it starts to grow, a small town, a small city, which as the population grows, leaders appear and they get people to give authority to them, the masses concede the file and rank of the community. Politicians. Police. Army. Fire. Education. Health.

As the population grows, business people and citizens say "we need to do something about crime" so they form a military or police. Politicians say, "well we need to tax you.." that is how it all begins.

2) Vas - I think you agreed with him by mistake. He said "was created by those who needed..." and you said, "Civilization began out of need..."

 


Vastet
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EXC wrote:How would user

EXC wrote:
How would user fees increase costs? Youi'd get rid of the taxation industry and save all that money.

You'd be replacing one old and tested, consolidated, industry with hundreds of individual and new untested industries. That alone would quadruple costs to users. On top of that, people below the poverty line would lose access to those services that they currently don't have to pay to receive.

EXC wrote:
The CEO of a bank does not redistribute the wealth amoung the employees, he make 10x more than the managers below him who make 10x more than those below him, etc.. The employees get starvation wages. 

That's redistribution of wealth.

EXC wrote:
Why would your brand of socialim run by eliites be any different? Why would the elites running your socialit utopia not enrich themselves and their cronies?

For at least the 5th time in this topic alone, there would be no elite groups. Thank you for consistently proving your stupidity.

EXC wrote:
If this happens what could the workers do about it. 

They could vote for someone else. Duh.

EXC wrote:
Socialism/Communism is actually just one big monompolistic corporation. The worst of the very thing you say you hate. 

No, what I hate is corporations which have no accountability and no transparency. The government would have accountability and transparency.

EXC wrote:
I'm not saying youi don't hire others to do a job for you. But you don't need government to tell you who should provide your services.

Yes actually, you do. Because people are uneducated and think taking their dying kid to a snake oil salesman is superior to the hospital.
Once the education system has been fixed and scam artists are out of work, then the government would be able to drop the need to tell people what services to use. But right now, the public is too uneducated to make an informed decision.

EXC wrote:
The problem is the elites have deliberately created a doctor shortage. So maybe you wait weeks to see a doctor and then they charge $10K for one hour of service. End these elitist structures that prevent more people from becomming doctors if there is a demand.

The very act of becoming a social democracy ends elitism.

EXC wrote:
That is a good one. So the income tax I pay is for a government service they provide in return??? What service???

Roads, defence, police, fire, health, social assistance, employment insurance, pension, food safety, water safety, clean air. In other words, everything people need and nothing people don't.

EXC wrote:
Very Orwellian. Taxation is freedom??? I work, then others others that don't collect the fruits of my labor, and this is equality???

Yet more demonstrations of your stupidity. That happens now at a far greater extent than it would under socialism.

EXC wrote:
The money that goes for the poor's food stamps all goes to big agra. They money that goes for the poor's free healthcare all goes to big pharma and wealth doctors. They money for the poor's rent subsidies goes to wealthy landlords. So how exactly is my income tax not making the rich richer? Do the poor have more money in their portfolio, no. But the 1% sure do.

Because this is capitalism. duh. Every argument you have applies soley to capitalism.

EXC wrote:
How can a government collect 100% of the wealth generated by workers, tax at 100% and not have the leaders and tax collectors not be in a position where they could personally profit from their position of power?

Because they wouldn't have the power or the authority or the time.

EXC wrote:
You seem to think socialism is a magic word.

Any sufficiently efficient system will appear as magic to those unwilling or unable to understand how it functions.

EXC wrote:
It is just like beliving that a Christian makes someone more honest and more than an athiest.

No, it's not. It's like turning a dictatorship into a democracy to take power from the top and give it to the people.

EXC wrote:
It is not that I can't understand how you want socialism to work

That is EXACTLY what it is.

EXC wrote:
it is that you can't seem to understand how human nature works.

I have more knowledge and understanding of human behaviour in my ass than you will ever have.

EXC wrote:
This bank CEO is not going to stop being greedy and corrupt just because he works for government instead of shareholders.

He won't be a ceo anymore so his greed and corruptness are irrelevant.

EXC wrote:
Complete strawman. I want to eliminate the monoply that teachers unions and elitiest universities have over educations. So there would be more education not less.

A pipe dream attached to a failure of understanding the real problems with education are not post secondary. Not to say universities and colleges don't need a shakeup, but there's no point unless you first fix grades 1 through 12.
Teacher unions don't have anything to do with curriculums. That's school boards you're thinking of.

EXC wrote:
The fact is everyone has equal access to the information on any subjuct.

No they don't. Full access requires not only mechanical tools such as computers, but also the knowledge and experience necessary to determine what information is true and what is false and what is unproved. Something you lack.

EXC wrote:
What we have now is politicians pretending to be experts on everything, but they are only experts in raising money to get elected. Cetainly if you are a total fool like Brian37 you should not vote. If you can't pay user fees to run the democracy you shouldn't vote until you can.

Which is a straight path to a new monarchy. The ability to vote should not be determined by funding but by education and demonstrated knowledge and experience.

EXC wrote:
If all wealth flowed to the government, how couild the leaders and tax collectors not be in a postion to be corrupt?

Because of transparency. duh.

EXC wrote:
If you were inclined to be greedy and corrupt, you would aspire with all your effort to become a leader in government because that is where the money is. 

Only if you were stupid enough to think that's where the money was and that you could get away with hiding a scam even though everyone and anyone can see everything you do.

EXC wrote:
Saying it would be illegal is a joke, if you control all the wealth, you make the rules. It is the golden rule, the one with the gold makes the rules.

In socialism, the public has all the gold. So how exactly is one individual going to defeat billions?

Enlightened Atheist, Gaming God.


Vastet
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digitalbeachbum wrote:Vastet

digitalbeachbum wrote:
Vastet wrote:
That is pure bs. Civilization began out of need, not design.to

I think there is a problem with both statements.
1) Civilizations aren't created and does not exist because of people who needed to take advantage of others.

That's not what I was trying to say. Civilisation arose out of need for civilisation, not out of need for power. I agree I worded my response poorly, and agree with everything you said here.

Enlightened Atheist, Gaming God.