Obama, Barney Frank, Fannie Mae, Freddie Mac
The Poverty Pimps created this mess with their "It's unfair that some people can't afford a nice home crap." So they had the government via freddy and fannie(appropriatly named) guarantee loans so people could live above their means. All this did was create an artificial demand and the housing bubble. Now that the bubble bursts who gets stuck with the bill?
I guess the only bright spot is that the government now is completely broke, so if Obama is elected, he won't have a budget to pass out any of his "hope"(aka free handouts to whoever votes for him).
“Religion is regarded by the common people as true, by the wise as false, and by the rulers as useful.” Seneca